Sell Car Guy · Kuala Lumpur

Your loan guy
who gets you
the car.

I'm Iqbal — an ex-banker turned independent car advisor. I know exactly how the loan machine works, and I'll get you approved for any brand you want. Even if others said no.

Get My Approval Check Try the Calculator →

5+ years in banking 100+ cars delivered 9 bank partners Any brand

Certified Advisor

Iqbal Bastian

The Difference

Most salesmen sell cars.
I structure loans.

That's the whole difference. Here's what it means for you.

Banker's eye
on your file

I read your documents the way the bank will — and fix what's weak before submission.

Any brand,
no allegiance

Independent means honest. If Honda fits better than Toyota, I'll tell you.

Self-employed
is my specialty

No payslip? No problem. I know how to position commission, rental, and business income.

WhatsApp-first,
always

No showroom pressure. No "come back tomorrow." Answers on your phone, on your time.

Who's The Guy?

I spent five years
approving car loans.
Now I help you
get yours.

Hi, I'm Iqbal Bastian. Before Sell Car Guy, I worked inside a bank — reviewing, structuring, and approving auto loan applications day after day.

I saw something that bothered me: good buyers getting rejected for silly reasons. Missing documents. Badly structured DSR. Self-employed income presented wrong. Small fixes that nobody at the showroom knew to make.

"Every rejection I saw was preventable. I left the bank to help the people on the other side of that letter."

Today I'm an independent advisor. I'm not tied to one brand — which means I'll steer you to whatever fits your life and your file. Perodua, Proton, Honda, Toyota, Mazda, Nissan. Whichever bank your profile fits best.

If you've been turned away before, that's usually where I start. If you haven't — I'll make sure the first time is the only time.

Ex-Banker · Auto Loans 9 Bank Partners Independent Advisor Based in Setapak, KL

Any Brand, Sourced For You

Perodua Proton Honda Toyota Mazda Nissan Subaru Chery Mitsubishi

The Process

Four steps.
Seven days.
New keys.

No mystery, no surprises. Here's exactly how it works from your first WhatsApp to the moment I hand you the keys.

01 — Chat

WhatsApp Me

Tell me your budget, your job, and what you drive today. I'll reply same day with honest feedback.

~ 5 minutes

02 — Match

Shortlist

I send 2–3 car options across brands that fit your budget, lifestyle, and loan profile.

~ Same day

03 — Structure

Loan Prep

This is where banking experience pays off. I structure your file for the highest approval chance.

~ 2–4 days

04 — Deliver

Keys in Hand

Approved, signed, registered. Free delivery to your home or office within Klang Valley.

~ Day 7

The Money Talk

Can you afford it?
Let's find out.

A rough estimate in 30 seconds. For the real number — the one the bank will actually approve — WhatsApp me after.

Car Price RM 80,000

Down Payment 10%

Interest Rate 3.3%

Loan Tenure 7 years

Estimated Monthly

RM 932

per month

Get My Real Quote →

Estimate uses flat-rate approximation. Actual rate depends on your bank profile, DSR, and tenure.

Real Customers · Real Deliveries

100+ happy handovers.
Here's what they said.

Subaru Forester

Two banks had rejected us. Iqbal looked at our documents, restructured the application, and got us approved in 5 days.

A. Rahman Family

Family Buyer · Klang Valley

Subaru XV

Fully self-employed, messy bank statements. Iqbal knew exactly how to package it for the bank. First application approved.

Kumar S.

Small Business Owner · KL

Perodua Ativa

Fresh grad, no credit history. He didn't push me into something I couldn't afford — suggested a smaller SUV that fit my salary perfectly.

Fadil H.

First-Time Buyer · Cheras

Perodua Alza

My parents wanted a car for the grandkids. Iqbal explained everything in simple terms — no jargon, no pressure. They trusted him immediately.

Zaini Family

Retiree Buyer · Ampang

Chery Tiggo 8

Delivered right to my doorstep. Didn't step into a single showroom. Everything over WhatsApp — exactly what I wanted.

Wei Ming L.

Remote Worker · Selangor

Toyota Alphard

Wanted something premium for the family. Iqbal negotiated terms I couldn't have gotten walking in cold. Saved me thousands.

Dato' H.

Premium Buyer · Kiara Bay

Before You Ask

The questions
everyone has.

Absolutely — this is my specialty. Self-employed buyers get rejected most often because their documents aren't structured the way banks expect. I've been on the bank's side of this desk. I know exactly which statements to submit, how to present commission or rental income, and which banks are friendliest to your profile. Most self-employed clients get approved on the first try with me.

Malaysian banks usually require 10% minimum for new cars. In some cases — strong credit score, promotion rebates, or partner bank campaigns — we can get this down to effectively 0%. I'll check your specific eligibility before you commit to anything.

Yes. Send me photos, mileage, and your registration card over WhatsApp. I'll give you a trade-in estimate within 24 hours — and I'll match or beat written quotes from other dealers. Because I work with multiple buyers, I usually get better valuations than single-brand trade-in counters.

Typically 7–14 days for straightforward applications. Loan approval: 2–4 days. Registration and PDI: 2–5 days. Delivery within Klang Valley is free on handover day. Complex cases (self-employed, joint applications) may take a few extra days.

The short list: MyKad, 3 months' latest payslips (or 6 months' bank statements if self-employed), latest EPF statement, and your driving licence. I'll send you a clean checklist after our first chat, customised to your employment type and target bank.

Rejection isn't the end. I work with nine bank partners — if Bank A says no, I know Bank B's approval criteria and can re-position your file accordingly. Most "rejected" buyers I meet end up approved within 10 days of us working together. No fee, no obligation until you actually book.

No. My service is free to you — I earn through the dealership margin like any other advisor. The difference is I actually know how to get your loan approved. You pay nothing extra for the banker-grade advice.

Let's Talk